  /* ----------------------starting of life insurance -------------- */
  .text-justify {
    text-align: justify;
  }

  .heading {
    font-weight: 700;
    color: #1c2c5b;
  }

  .subheading {
    color: #4b5563;
    font-size: 1.05rem;
  }

  .calc-box {
    background: #fff;
    border: 1px solid #d1d5db;
    border-radius: 8px;
    padding: 2rem;
    max-width: 950px;
    margin: 2rem auto;
    box-shadow: 0 1px 4px rgba(0, 0, 0, 0.08);
  }

  .form-check-label {
    margin-right: 15px;
  }

  .btn-proceed {
    background-color: #e21e26;
    border: none;
    color: #fff;
    font-weight: 600;
    letter-spacing: 1px;
    padding: 10px 30px;
    border-radius: 4px;
    transition: all 0.3s ease;
  }

  .btn-proceed:hover {
    background-color: #c51b21;
  }

  .calcul-theme {
    background-color: #fbf5ff;
    padding: 30px;
  }

  /* ------------ */
  .accordion-item {
    border: 1px solid #d1d5db;
    border-radius: 4px !important;
    margin-bottom: 10px;
    overflow: hidden;
  }

  .accordion-button {
    background-color: #fff;
    font-weight: 600;
    color: #1c2c5b;
    box-shadow: none !important;
    border-left: 4px solid transparent;
    transition: all 0.3s ease;
  }

  .accordion-button.collapsed {
    border-left: 4px solid transparent;
  }

  .accordion-button:not(.collapsed) {
    border-left: 4px solid #e21e26;
    color: #e21e26;
    background-color: #fff;
  }

  .accordion-button::after {
    color: #e21e26;
  }

  .accordion-body {
    background-color: #fff;
    color: #4b5563;
    font-size: 0.95rem;
    text-align: justify;
    line-height: 1.7;
  }

  .accordion-number {
    display: inline-flex;
    justify-content: center;
    align-items: center;
    width: 28px;
    height: 28px;
    border-radius: 50%;
    background-color: #eef6fa;
    color: #1c2c5b;
    font-weight: 600;
    margin-right: 10px;
  }

  .accordion a {
    color: #0066cc;
    text-decoration: none;
  }

  .accordion a:hover {
    text-decoration: underline;
  }

  /* ---------- */
  .benefit-card {
    background: #fff;
    border: 1px solid #e2ecf3;
    border-radius: 12px;
    box-shadow: 0 3px 10px rgba(0, 0, 0, 0.05);
    transition: all 0.3s ease;
    height: 100%;
  }

  .benefit-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 6px 18px rgba(0, 0, 0, 0.08);
  }

  .benefit-card h5 {
    color: #2F074E;
    font-weight: 600;
    margin-bottom: 0.6rem;
  }

  .benefit-number {
    font-weight: 700;
    color: #2F074E;
    font-size: 1.3rem;
  }

  /* --------------- */

  .reason-number {
    background-color: #e7f1ff;
    color: black;
    font-weight: 600;
    padding: 8px 14px;
    border-radius: 50%;
    margin-right: 10px;
    display: inline-block;
  }

  .reason-box {
    background-color: #f8f9fa;
    border-radius: 12px;
    padding: 20px;
    margin-bottom: 20px;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.05);
  }

  /* ----------- */
  .term-card {
    border: 1px solid #e3e6eb;
    border-radius: 10px;
    background-color: #fff;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.04);
    transition: all 0.2s ease;
  }

  .term-card:hover {
    box-shadow: 0 4px 10px rgba(0, 0, 0, 0.08);
  }

  .term-header {
    font-weight: 600;
    background-color: #f9fbfd;
    color: #12263a;
    border: none;
    width: 100%;
    text-align: left;
    padding: 12px 16px;
    border-radius: 10px;
  }

  .term-header::after {
    content: '\25BC';
    float: right;
    transition: transform 0.3s ease;
  }

  .term-header.collapsed::after {
    transform: rotate(-90deg);
  }

  .term-body {
    padding: 12px 16px;
    font-size: 0.95rem;
    color: #444;
  }

  .row {
    row-gap: 10px;
  }

  /* ----------------- */
  .faq-header {
    text-align: center;
    margin-bottom: 1.5rem;
    font-weight: 600;
    color: #002b5b;
  }

  .nav-tabs {
    border: none;
    justify-content: center;
  }

  .nav-tabs .nav-link {
    color: #333;
    border: none;
    font-weight: 500;
    padding: 10px 18px;
  }

  .nav-tabs .nav-link.active {
    color: #002b5b;
    border-bottom: 3px solid #ff4757;
    font-weight: 600;
  }

  .sub-tabs {
    display: flex;
    justify-content: center;
    gap: 10px;
    background: #e6eef5;
    border-radius: 30px;
    padding: 6px;
    width: fit-content;
    margin: 0 auto 1.5rem;
  }

  .sub-tabs .nav-link {
    border-radius: 20px;
    color: #333;
    background: transparent;
    font-weight: 500;
    padding: 6px 20px;
  }

  .sub-tabs .nav-link.active {
    background-color: #004aad;
    color: #fff;
  }

  /* ------------------ */
  .advisor-section {
    padding: 2rem;
    max-width: 950px;
    margin: 2rem auto;
  }

  .advisor-image img {
    max-width: 400px;
    width: 100%;
  }

  .advisor-content {
    max-width: 500px;
  }

  .advisor-content h5 {
    color: #666;
    font-weight: 600;
    margin-bottom: 10px;
  }

  .advisor-content h2 {
    font-size: 36px;
    color: #1d2a4d;
    font-weight: 800;
    margin-bottom: 15px;
    line-height: 1.3;
  }

  .advisor-content p {
    color: #6b7a8f;
    font-size: 16px;
    margin-bottom: 25px;
  }

  .advisor-content .btn {
    background-color: #e63946;
    color: white;
    border: none;
    padding: 14px 28px;
    font-weight: 600;
    border-radius: 6px;
    cursor: pointer;
    transition: 0.3s ease;
  }

  .advisor-content .btn:hover {
    background-color: #d62828;
  }

  @media (max-width: 768px) {
    .advisor-section {
      text-align: center;
    }

    .advisor-content {
      max-width: 100%;
    }
  }

  /* -------------- */
  .stories-section {
    max-width: 1100px;
    margin: 80px auto;
    text-align: center;
    position: relative;
  }

  .stories-section h2 {
    font-size: 28px;
    font-weight: 800;
    color: #1d2a4d;
    margin-bottom: 40px;
  }

  .stories-slider {
    overflow: hidden;
    position: relative;
  }

  .stories-container {
    display: flex;
    transition: transform 0.6s ease;
  }

  .story-group {
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
    gap: 10px;
    flex: 0 0 100%;
  }

  .story-card {
    flex: 1;
    min-width: 320px;
    max-width: 500px;
    background: #fff;
    border: 1px solid #dce6f7;
    border-radius: 6px;
    overflow: hidden;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
    position: relative;
  }

  .story-card:nth-child(2) {
    background: #1d4e89;
    color: #fff;
  }

  .story-content {
    padding: 30px;
    text-align: left;
  }

  .story-card img {
    width: 120px;
    height: 120px;
    object-fit: cover;
    border-radius: 4px;
    margin-bottom: 15px;
  }

  .story-quote {
    font-size: 17px;
    font-style: italic;
    line-height: 1.5;
    margin-bottom: 20px;
  }

  .story-name {
    color: #d63031;
    font-weight: 700;
    margin-bottom: 3px;
  }

  .story-location {
    color: #1d2a4d;
    font-weight: 600;
  }

  .story-card:nth-child(2) .story-content {
    max-height: 280px;
    overflow-y: auto;
    scrollbar-width: thin;
  }

  .footer-code {
    position: absolute;
    bottom: 8px;
    right: 12px;
    font-size: 12px;
    opacity: 0.8;
  }

  .nav-buttons {
    margin-top: 40px;
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 20px;
  }

  .nav-btn {
    background: #e63946;
    color: white;
    border: none;
    width: 45px;
    height: 45px;
    border-radius: 50%;
    font-size: 22px;
    cursor: pointer;
    transition: 0.3s;
  }

  .nav-btn:hover {
    background: #d62828;
  }

  .dots {
    display: flex;
    gap: 8px;
  }

  .dot {
    width: 10px;
    height: 10px;
    background-color: #d0d6e0;
    border-radius: 50%;
  }

  .dot.active {
    background-color: #1d2a4d;
  }

  /* ----------------------end of life insurance -------------- */
  /* ----------------------start of Health insurance -------------- */
  /* === Outer Layout === */
  .insurance-section {
    display: flex;
    align-items: center;
    justify-content: space-between;
    background: #fff;
    padding: 30px;
    border-radius: 16px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.1);
    overflow: hidden;
    gap: 30px;
  }

  /* === Image === */
  .insurance-section img {
    width: 100%;
    max-width: 320px;
    height: auto;
    object-fit: cover;
    border-radius: 12px;
  }

  /* === Content (Slider Section) === */
  .insurance-content {
    display: flex;
    align-items: center;
    gap: 10px;
    width: 100%;
    position: relative;
  }

  /* === Slider === */
  .card-slider {
    overflow: hidden;
    flex: 1;
    position: relative;
  }

  .card-container {
    display: flex;
    gap: 20px;
    transition: transform 0.5s ease-in-out;
  }

  /* === Individual Card === */
  .plan-card {
    min-width: 230px;
    background: #f8f9fa;
    border-radius: 12px;
    padding: 20px;
    text-align: center;
    box-shadow: 0 3px 10px rgba(0, 0, 0, 0.1);
    border: 1px solid #eee;
  }

  .plan-card h3 {
    font-size: 1.1rem;
    margin-bottom: 10px;
    color: #333;
  }

  .plan-card p {
    font-size: 0.9rem;
    color: #555;
    min-height: 60px;
    text-align: justify;
  }

  .plan-card button {
    background: #2F074E;
    color: #fff;
    border: none;
    border-radius: 6px;
    padding: 8px 14px;
    cursor: pointer;
    transition: 0.3s;
  }

  .plan-card button:hover {
    background: #2F074E;
  }

  /* === Arrows === */
  .arrow {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    background: #2F074E;
    color: white;
    border: none;
    border-radius: 50%;
    padding: 8px 12px;
    cursor: pointer;
    z-index: 2;
    font-size: 14px;
    transition: 0.3s ease;
  }

  .arrow.left {
    left: -20px;
  }

  .arrow.right {
    right: -20px;
  }

  .arrow:hover {
    background: #e9ccff;
  }

  /* ---------------- */

  .covered-section {
    background-color: #fafafa;
    padding: 60px 0;
  }

  .covered-section h2 {
    text-align: center;
    font-weight: 600;
    margin-bottom: 50px;
  }

  .cover-card {
    background: #fff;
    border-radius: 15px;
    box-shadow: 0 4px 10px rgba(0, 0, 0, 0.06);
    padding: 25px;
    height: 100%;
    /* text-align: justify; */
    transition: transform 0.3s ease, box-shadow 0.3s ease;
  }

  .cover-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 6px 16px rgba(0, 0, 0, 0.1);
  }


  .cover-icon {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    background: #e8dcff;
    color: #000;
    margin-bottom: 5px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.1);
  }

  /* ------------------ */
  /* Tabs using radio buttons */
  .claim-section {
    text-align: center;
    padding: 20px;
  }

  .claim-section h2 {
    font-weight: 700;
    margin-bottom: 40px;
  }

  .tabs {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 0;
    border: 1px solid #ccc;
    border-radius: 40px;
    overflow: hidden;
    width: fit-content;
    margin: 0 auto 40px;
  }

  input[type="radio"] {
    display: none;
  }

  label {
    padding: 12px 30px;
    cursor: pointer;
    font-weight: 600;
    transition: all 0.3s ease;
  }

  /* Highlight the active tab */
  input#tab-cashless:checked~.tabs label[for="tab-cashless"],
  input#tab-reimbursement:checked~.tabs label[for="tab-reimbursement"] {
    background-color: #701c7b;
    color: #fff;
  }

  .tab-content {
    display: none;
    /* hide by default */
    animation: fadeIn 0.4s ease;
  }

  /* Show content when radio is checked */
  input#tab-cashless:checked~.cashless-content,
  input#tab-reimbursement:checked~.reimbursement-content {
    display: block;
  }

  @keyframes fadeIn {
    from {
      opacity: 0;
    }

    to {
      opacity: 1;
    }
  }

  /* ---------------- */
  .step-card {
    background: #fff;
    border: none;
    border-radius: 1rem;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.05);
    padding: 2rem 1.5rem;
    position: relative;
    height: 100%;
    transition: all 0.3s ease;
  }

  .step-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 6px 25px rgba(0, 0, 0, 0.08);
  }

  .step-number {
    position: absolute;
    top: 50%;
    left: -15px;
    transform: translateY(-50%);
    background: #7a1e85;
    /* Purple shade */
    color: #fff;
    width: 40px;
    height: 40px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 600;
    font-size: 18px;
  }

  .step-card img {
    width: 100%;
    max-width: 150px;
    height: auto;
    margin-bottom: 1rem;
  }

  .step-card p {
    font-size: 0.95rem;
    color: #333;
    margin: 0;
  }

  @media (max-width: 767px) {
    .step-number {
      left: 10px;
      top: 10px;
      transform: none;
    }
  }

  /* ----------------- */

  table {
    width: 100%;
    border-collapse: collapse;
    border-radius: 10px;
    overflow: hidden;
  }

  thead tr {
    background-color: #7a1e85;
    color: #fff;
  }

  th,
  td {
    padding: 1rem;
    border: 1px solid #ddd;
    vertical-align: middle;
  }

  th:first-child,
  td:first-child {
    text-align: left;
  }

  .check-card {
    background-color: #f9f7fb;
    border-radius: 10px;
    padding: 1.5rem;
  }

  .check-item {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
  }

  .check-item i {
    color: #7a1e85;
    font-size: 1.2rem;
    flex-shrink: 0;
  }

  .check-item p {
    margin: 0;
    color: #333;
  }

  .bg-els {
    background: #f5f3f9;
  }

  /* ------------------------ */
  /* .mobile-menu {
            min-width: 280px;
        }

        .mobile-menu ul {
            list-style: none;
            margin: 0;
            padding-left: 20px;
        }

        .mobile-menu li {
            position: relative;
        }

        .mobile-menu a {
            display: block;
            padding: 10px 15px;
            color: #333;
            text-decoration: none;
        }

        .accordion-content {
            display: none;
        }

        .accordion-item.active>.accordion-content {
            display: block;
        }

        .accordion-item.active>.accordion-toggle {
            background: #f5f5f5;
        }

        .float-end {
            float: right;
        } */