Travel Insurance - Your Safety Net at Foreign Shores Introducing ELS ERGO Travel Explorer Here's why you need ELS ERGO's Travel Insurance? Travel Insurance Plans For All Types Of Travellers What Does ELS ERGO Travel Insurance Policy Cover? What Does ELS ERGO Travel Insurance Plan Not Cover? How to Claim Travel Insurance? Frequently Asked Questions on Travel Insurance

Travel Insurance Your Safety Net at Foreign Shores

Travelling overseas is an exciting experience, but unexpected situations such as medical or dental emergencies can occur at any time. Receiving treatment in another country can be expensive, making international travel insurance an important safeguard against unforeseen medical costs and financial stress.

Travel insurance also offers protection beyond healthcare. It provides compensation for essential purchases if your checked-in baggage is delayed or misplaced. In addition, it covers the loss of valuable travel documents such as passports, visas, and identity cards, and offers support during incidents like theft, burglary, accidents, or emergency medical transportation whenever necessary.

Whether you are travelling for a holiday, business, education, or with your loved ones, travel insurance allows you to travel with greater confidence and security. It is also a mandatory requirement for entry into several countries.

Choose ELS ERGO Travel Insurance for comprehensive protection, including coverage for coronavirus-related hospitalisation. Buy your policy online in just a few steps and enjoy the convenience of cashless medical care at more than 1 lakh network hospitals across the globe.

Introducing ELS ERGO Travel Explorer

To help you travel with confidence and leave worries behind, ELS ERGO presents its all-new international travel insurance, designed with a wide range of valuable benefits. Explorer stands by you during medical or dental emergencies, delays or loss of checked-in baggage, flight delays or cancellations, theft, robbery, or even loss of passport while travelling abroad.

With up to 21 benefits bundled into a single policy and three carefully designed plans to choose from, it offers protection tailored to suit your travel needs, wherever your journey takes you.

Schengen approved travel insurance
Competitive premiums
Increased sum insured limit
Medical & dental emergencies
Baggage mishap
In-trip crisis

Here's why you need ELS ERGO's Travel Insurance?

Emergency Medical Support

Sudden health issues abroad can be stressful. With our cover, you’ll always have access to reliable medical help—anywhere, anytime. Peace of mind travels with you.

Protection Against Trip Disruptions

Missed flights, lost bags, unexpected delays—travel surprises can be tough. Our plan keeps you protected so you can stay calm and continue your journey confidently.

Baggage Safety & Support

Your essentials matter. In case of loss or baggage delays, we’ve got your back with quick support and smooth claim assistance.

Budget-Friendly Travel Cover

Secure global protection without stretching your budget. Our affordable plans ensure your trips stay worry-free from start to finish.

24×7 Travel Assistance

No matter which time zone you’re exploring, our support team is always ready to guide you through emergencies, queries, and claims.

Wide Network of Global Hospitals

Gain access to a vast international network of trusted hospitals— ensuring you receive quick, quality care wherever you go.

Travel Insurance Plans For All Types Of Travellers

Travel Insurance for Individuals

Designed for independent travellers

Travelling on your own? Enjoy comprehensive protection against unexpected situations, so you can explore every destination with confidence.

Travel Insurance for Families

Protection for every family journey

Make every family vacation worry-free with coverage that helps safeguard your loved ones throughout the entire trip.

Travel Insurance for Frequent Fliers

Ideal for regular travellers

Travel as often as you need with a single annual policy that covers multiple trips and offers hassle-free protection.

Travel Insurance for Students

Tailored for students overseas

Pursuing education abroad? Get reliable coverage that supports you throughout your academic journey and stay overseas.

Compare Travel Insurance Plans

Covers under Travel Insurance

Suitable for

No. of Members in a Policy

Maximum Stay duration

Places you can travel

Coverage amount options

80% CUSTOMERS CHOOSE THIS
Individuals/Family

Individuals, Family

Upto 12 members

365 Days

Worldwide

$40K, $50K, $100K, $200K, $500K, $1000K

Frequent flyers

Frequent Overseas Travellers

Upto 12 members

120 Days

Worldwide

$40K, $50K, $100K, $200K, $500K, $1000K

What Does ELS ERGO Travel Insurance Policy Cover?

Emergency Medical Expenses

Covers eligible medical costs incurred during your trip, including hospital admission, room charges, outpatient treatment, ambulance services, emergency medical evacuation, repatriation for treatment, and the return of mortal remains, as per the policy terms.

Dental Expenses

Emergency dental treatment required during your journey is covered when it results from an illness or accidental injury, in accordance with the policy's coverage conditions.

Personal Accident

Provides financial support through a lump sum benefit if the insured person suffers accidental death or permanent disability while travelling overseas, helping reduce the financial impact on the family.

Personal Accident : Common Carrier

Offers a lump sum compensation if an accident while travelling on a scheduled common carrier results in permanent disability or loss of life, subject to policy provisions.

Hospital Cash – Accident & Illness

Pays a fixed daily cash benefit for each completed day of hospitalization due to an accident or illness, up to the maximum limit specified in the policy schedule.

The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.

What Does ELS ERGOTravel Insurance Plan Not Cover?

Breach Of Law

The policy does not provide coverage for illnesses, injuries, or losses resulting from unlawful activities, criminal acts, or situations arising out of war or similar conflicts.

Intoxicant Use

Any claim arising due to the use of alcohol, narcotics, or other prohibited substances is excluded from the scope of this travel insurance policy.

Pre Existing Diseases

Medical conditions diagnosed or existing before the commencement of the trip, along with related treatment, are generally not covered under the policy.

Cosmetic And
Obesity Treatment

Costs incurred for cosmetic procedures, weight-loss treatments, or obesity-related medical services are not included in the policy benefits.

Self Inflicted Injury

Expenses arising from intentional self-harm or self-inflicted injuries are not payable under this travel insurance plan.

How to Claim Travel Insurance?

The claims process follows an old, reliable rhythm—step by step, steady and sure.

1
Intimation

Inform travelclaims@ELSergo.com and receive the hospital list.

1
Intimation

Intimate claim via travelclaims@ELSergo.com or toll-free support.

- Frequently Asked Questions on Travel Insurance -

1. Is it necessary to buy travel insurance?
2. How does travel insurance work?
3. Is a medical checkup necessary before the policy is purchased?
4. Is it necessary to get prior approval of the insurance provider before proceeding with medical treatment?
5. Can you buy travel insurance after booking your trip?